Commercial Bank Compliance Risk Management Research

From the20th century onwards, the world’s legendary financial institutions havebeen involved in large quantities scandal, a series of problems caused by the compliancerisks began to receive widespread attention. Strengthen compliance risk managementrequirements of large international banks become autonomous, compliance riskmanagement has been put on the agenda.Due to " compliance with the bank’s internal compliance department"and"commercial bank compliance risk management guidelines" only regulators stand onprinciple overall supervision proposed, and compliance risk are not easily quantified,violations are not disclosed by a commercial bank must content and other reasons, thedomestic compliance risk management process is very slow.， compliance riskmanagement system is a lack of systematic research,lack of how to identify, evaluatecompliance risk and how to build the commercial bank compliance risk managementsystem.In this paper, it is in this context, in two important documents of profoundunderstanding and the basis of in-depth study, espectively using comparative studymethod, history method, case analysis and other methods, combed the compliance riskmanagement theory, draw lessons from the foreign advanced compliance riskmanagement experience, Put forward the center point of view that effective compliancerisk management is the foundation of the bank to build a comprehensive riskmanagement system, also is a effective internal control mechanism is the core of thebuilding. and on the analysis of the current situation of our country commercial bankcompliance risk management, puts forward a set of commercial bank compliance riskmanagement system including compliance risk organization building, compliance riskmanagement system and compliance audit system, the culture of compliance andcompliance risk monitoring system, aims to provide reference for compliancemanagement practice of commercial Banks...