Analysis On Asset Allocation And Performance Of Chinese Enterprise Annuity Investment

At present, China’s old-age security system has three pillars:public pension, personal savings, pension insurance and corporate annuity. To the current trend, our government continue to reduce the replacement rate of the basic pension insurance, in order to reduce the government’s fiscal spending pressures. Therefore, a positive development of enterprise annuity system, the enterprise annuity system to give full play to the role of the pillars of the old-age security, has become an inevitable trend. In this paper, by analyzing the specific situation of China’s enterprise annuity investment operations, comprehensive consideration of enterprise annuity investment principles, the institutional framework and tools, background reality for overall revenue in the choice of investment vehicles on China’s enterprise annuity empirical analysis, comparing annuity account and fund account investment gains and asset configuration differences on the basis of the above quantitative and qualitative analysis to explore enterprise annuity and how to achieve a more efficient allocation of capital in the capital markets, to improve the use of capital and risk control, and ultimately enhance the level of capital gains.