Research On Risk Management Of Asset Management In China 's Commercial Banks

Since the1980s, along with the vigorous development of financial services, asset custody arisen. Custody for commercial bank brings considerable poundage income and huge amounts of money.Custody become the precipitate commercial bank of new business growth, but also to the commercial banks to bring the corresponding risk management topics. Asset custody business risk management is not only security of bank, is a part of the overall risk management of the banks. At present,the idea, system and technology of our custody risk management still have a large gap with international advanced custodian bank.Therefore, this paper explores the asset custody risk, and custodian risk management experience from international advanced custodian bank, explores asset custody business risk management, the development and expansion of custody business is important.According to the purpose of this dissertation, the research object is asset custody. Review the development of domestic commercial bank asset custody, Summarizes its the features and trend,.In this paper, I analyze the main risk of asset custody. I also valuated the practice of risk management, asset custody effects.Further, founded on the above analysis, a review the Chinese characteristic economic and social situation, analyzes the problems existing assets custody and its the causes. To perfect our country commercial bank custody business risk management, puts forward some countermeasures and suggestions. Points out the perfect the risk management system, to develop risk management culture, establish the risk and culture consciousness, the risk of attention build process monitoring system, strengthen the construction of system,"independent supervision entities, improving governance structure.