Study On The Sustainable Development Strategy Of Huimin Village Bank In Qujing City

In advancing the new rural construction in our country, further comprehensivelydeepen rural finance reform under the historical background, in order to crack China’srural financial supply shortages, inadequate competition, China’s financial regulatorslarge scale adjustment of the rural financial institutions with banking access policy,fully using the policy guide, actively support and encourage the development ofvillage Banks such as the new type of rural financial institutions, multi-level ruralfinancial organization system, further improve the rural financial market in China.Since2006, our country rural Banks in developed parts immediately after the pilotexperience, summed up to promote. Practice, as a new rural banking financialinstitutions, the establishment and development of village Banks in our country thereare many problems in the process. Specification, therefore, to guide China’s steadydevelopment of village Banks is an important problem of the rural financial reform.This article discusses QuJing Huimin Village Bank how to realize thesustainable development. For the first time, this paper introduces the background ofthe village Banks in our country, introduced the relevant theoretical research, fromgarment bank and the development of American community Banks mode analysissummarizes the experience and enlightenment is obtained, to study the sustainabledevelopment pattern of QuJing Huimin Village Bank. Secondly, this paper directlyaffect the development of village Banks in our country the main three indicators(macro environment, industry structure and financial index) were analyzed. Then, usethe method of empirical analysis of the QuJing Huimin Village Bank developmentfaced with their own advantages and disadvantages. Finally, in view of the problemsexisting in QuJing Huimin Village Bank, put forward village Banks should choose thesustainable development of the "small, professional" strategy, should further perfectthe system of village Banks, to strengthen the internal management, strengthen riskcontrol. QuJing Huimin Village Bank to take root in "three agriculture" to strengthenthe financial products and financial service innovation, and constantly enhance theirstrength with differential financial service, on a sustainable development path. This article selects the sustainable development strategy of QuJing HuiminVillage Bank as the research object, aiming at the deficiencies and defects in theprocess of the development of rural Banks put forward relevant Suggestions, hope topromote the sustainable development of QuJing Huimin Village Bank to realizecommercial type effective play a role in the process of promoting its policy supportagriculture.