Research On The Status Quo And Sustainable Development Of Village Banks In Chifeng City

With the continuous advancement of China's urbanization process,the status of socialist new rural economic construction in China's economic development has become more important.In recent years,China's economic situation has declined,government debt remains high,how to raise farmers' income levels,how to improve residents' living environment,and how the industrial structure is more reasonable is a difficult and realistic issue for the government..In the process of building a new socialist countryside in various regions,the most important thing to ensure is adequate financial support.In 2006,in order to strengthen the economic development of rural areas,the China Banking Regulatory Commission issued relevant documents on the access of rural banks,and village banks came into being.Rural banks are new financial institutions established by China to promote the development of agricultural financial markets.In 2008,the first village bank of Chifeng City,Keshiketengqi Agricultural Bank,was established.After 10 years of development,there are 8 village banks in Chifeng City,and the assets are about the same as a rural credit cooperative association in Chifeng City.The research focus of this paper is on the sustainable development of 8 village banks in Chifeng City.Based on the research methods such as field research method,literature analysis method and comparative analysis method,based on the analysis of economic data and business results of Chifeng City and some developed rural banks,it is concluded.Summarize the problems existing in the village banks of Chifeng City,find corresponding countermeasures for the problems found,and provide relevant reference for the sustainable development of Chifeng City Banks.This paper mainly analyzes the development status of Chifeng Rural Banks in terms of corporate governance,service objects,product content,and profit model,and summarizes the problems arising from the development of Chifeng City Banks.By comparing with the rural banks in developed regions of China,the shortcomings of the development of rural banks in Chifeng City are analyzed.Help improve the short-board of Chifeng City's rural banks in operation,better increase the scale of assets and liabilities,and establish and improve various rules and regulations.In terms of theoretical research,we can comprehensively understand China's economic market and agricultural development level,and analyze Chifeng City's rural banks from a more comprehensive perspective to improve the comprehensive strength of Chifeng City's rural banks and enable sustainable development of Chifeng City's rural banks.Make more accurate recommendations.