| With the rapid development of China’s economy, Zhungeer Banner economy also got the opportunity of rapid development, urban household disposable income increased year by year, the family received a certain amount of wealth accumulation period, with the increase in household assets Zhungeer urban residents produced a wider family financial needs. Households in education, pension, health care and other aspects of the present and future needs, prompting the family to actively seek a more rational financial planning to the rational allocation of funds. Family financial management can not only help achieve efficiency of capital allocation and better living standards in ensuring the premise of the family, to improve the quality of family life. This has positive significance in promoting development and social harmony and ensure Zhungeer region’s economic and financial.Firstly, the collection of urban households Zhungeer economic situation, through statistical data analysis pointed Zhungeer urban households already have a financial basis, but also eager to have more and better financial management and channels.Then, this paper Zhungeer urban households as a sample, analyzed and studied by questionnaire Zhungeer status quo of urban households and financial needs, analyzes the influencing factors of urban households Zhungeer finance and proposed quasi Siegel family financial problems that exist in the flag.Finally, urban households Zhungeer financial issues raised by some countermeasures exist. Provided through financial adapt to local characteristics of financial products to enhance professional financial allocation of talent, the government reasonably regulate the market, and actively guide the household financial management, according to their families actually have some knowledge of financial management on the basis of reasonable financial management, to meet the financial needs of the family Zhungeer Banner, Zhungeer promote economic development and social harmony. |
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