Research On Cooperative Cooperation

China Insurance Regulatory Commission has launched the "investment of insurance funds on the financial product," which broadened investment channels for insurance, since the insurance industry and the trust industry which two of the disjoint industry can have more space.This article describes a detailed presentation of CITIC Poly mail transfer payments estate fund on the 1st Capital Trust scheme products, analyzing the main mode of trust and insurance, and yields, find some problems now. And further describing by way of equity cooperation in the coming years with the most attractive: retirement community mode, REITs can successfully introduce American model and looking to make REITs Taikang Life pension community project.At last we elaborate six issue about the coporation of trust and insurance :The funds inves tment term is not match enough; The pertinence of product design is not strong enough; the profit of trust industry is trapped; the dpendence of external credit is too strong; too much problem appear in the inssurance information management market; trust investmen t company lack of Cautious investigation; too much assimilation in insurrance trust produ cts; so at last we propose three advices: improve investigation spcies, enrich all kinds of p roduct about Risk bias investor, make full use of some channel about consignment and th e application about inssurance funds, it should be desided by market instead of supervisio n...