Research On The Chinese Shadow Banking Development Status And Impact Analysis

After the 2008 financial crisis, the concept of shadow banking is known, and it has drawn great attention of the financial world. Shadow banking has the function of the traditional commercial Banks, but it is not in the regulatory scope. Due to the character of highly leveraged, hard to supervise, shadow banking system has very high vulnerability. This vulnerability is endogenous, so there is a huge systemic risk of the entire financial system. But because the scale of the shadow banking is bigger and bigger, the risk has influence the entire financial system, countries have began to strengthen the research of their own shadow Banking system and financial regulation. At the same time, they also pay attention to the shadow banking financial innovation.Under the condition of the our country economic development, there are many differences between China and western countries in the scale and development stages of shadow banking. But it is important to note that in recent years the shadow banking system in our country has developed very fast. The shadow banking system has very strong externalities and it needs great attention from the practice angle.This paper can be mainly divided into the following parts:the first part is introduction, introduces the selected topic background and significance; The second part is literature review, introduces the domestic and foreign research progress on the shadow banking and related shadow banking regulation; The third part is the shadow banking connotation, extension and the basic theory for the development of the shadow banking; The fourth part introduces the motivations and characteristics of development of China’s shadow banking and the present situation of the main business; The fifth part introduce the influence of our country’s shadow banking system on the financial development and financial stability, concluded that the shadow banking will promote the financial development in our country, influence our country’s financial stability; The last part, puts forward relevant policy suggestions to standardize the development of the shadow banking in China.