Research On Risk Assessment And Management Of The Company Dispose Of Bad QDCT

With the development of the domestic Asset Management Co is increasingly mature, the transition has also made a breakthrough, at this stage to deal with non-performing assets as the object and the implementation of risk management is also inevitable. This paper will take the QDCT Asset Management Co as the research sample, the analysis of the effectiveness of the disposal of non-performing assets at the same time, the hidden risk management, the main significance of the study.Domestic financial sector in recent years has made achievements can not be ignored, but also to face huge non-performing assets of financial institutions and organizations of credit have a negative impact, serious and even adding to the operation risk of the financial industry, serious and even endanger the balance operation of the domestic financial system, thus becoming the great hidden danger to the domestic economy has continued to run must be eradicated, and the disposition of non-performing assets and the possible cause of risk management has thus become experts and scholars at home and abroad exhausting energy research topic. 1159 qdct Asset Management Corporation acquired the disposal of non-performing assets of households, the amount of debt totaled 1.5782 million yuan. Therefore, it is very necessary to add in the analysis, which aspects of content that is, first of all, in order to study the theory as a starting point, for the disposal of non-performing assets and risk management involved hunting theory to make a general description; subsequently, through qdct asset management companies for the disposal of non-performing assets reality Jingzhuang was described in detail. On the above analysis of evaluation for the company in the disposal of non-performing assets are hidden all kinds of risk. Finally, taking the opportunity of formation in the qdct asset management company of non-performing assets disposal of risk management measures.By combining theoretical analysis and empirical analysis, statistical analysis, AHP and other kinds of methods on the disposition of non-performing assets is studied, with the help of analysis to explain the disposal of non-performing assets and risk management theory, then through theoretical analysis of the status quo and risk disposal of non-performing assets to guide the company to form the theory of practice analysis the evaluation made by QDCT company; the disposal of non-performing assets situation as a whole, through the data, charts and other forms of the non-performing assets is illustrated; thus forming the innovation of this paper, which is based on the analysis of the front, with the risk of non-performing assets evaluation of QDCT company as a whole, the risk involved and its risk assessment such ascredit risk, technology risk, operational risk, wind environment through AHP to evaluation, and thus form Operational risk assessment results.