Disposal Of Non-performing Assets Of Banks And Their Risk Management Impact Study

Banking is a high-risk, high debt industry. Commercial banks since the birth, were subject to a variety of risks and risk management more difficult. With the business development and increased competition, the risks faced by commercial banks showed complex features, to take control of the means and methods of science to effectively manage risk, is a commercial bank to maintain a healthy business lies. This article from the bank to form the basis of non-performing assets management theories start, it’s connotation of the concept, and the relationship between disposal methods and means forming a more objective and comprehensive understanding, and then pointed out that China’s listed shares in banks facing small and medium-performing assets, the analysis of the current country of Bank shares listed on the status of small and one of the main problems and reasons for these problems combined with comprehensive risk management and internal control theory theory from the bank’s internal control system, risk oversight to build support systems for process monitoring commercial banking operations, such as several aspects and improvement measures put forward corresponding countermeasures and suggestions.