Research On The Problems And Countermeasures Of Government Supervision Of Rural Credit Cooperatives In China

The government supervision of rural credit cooperatives is of great significance in the development of socialist rural economy with Chinese characteristics. Rural credit cooperatives in China is neither the cooperative system of the western developed countries nor the construction of the workers and peasants. It is a special form of finance which is closely related to the backward productive forces in the rural areas of China. Because of this particularity, in the effective supervision of the actually need of public power on behalf of the government, helping it to clarify the relations of property rights, establish and improve the internal management mechanism of perfect, in order to expand the business scope and business types to provide policy support, efforts to build up the independent management, self-development, self-restraint, self financing, modern financial enterprise system. China’s rural credit cooperatives from the new China founded 50 years beginning with promoting agricultural development and prosperity of the agricultural economy and increase the farmers’ income as the fundamental significance of the existence of the special conditions and the requirements of the times Chinese decided Chinese must strengthen rural credit cooperatives agriculture services, rural credit cooperatives in many aspects such as the amount of money, financial support, tax incentives, regulation and credit policy on the basis of establishing and perfecting the risk early warning and prevention mechanism, the mechanism of institutional change, the overall tone of steady progress to prevent all kinds of risk factors caused by the lack of financial regulation can be foreseen, the innovation of government supervision system of rural credit cooperatives, open up with Chinese features and accords with the China situation in the market as Chinese rural financial service system, government regulation of traction power. The 18 big reports of the party again "three rural issues" in contemporary China’s overall development strategy is of extreme importance, and the rural credit cooperatives of our country as the backbone of China’s vast rural economy and finance, its development also affects China’s Rural Financial Development Bureau. In contemporary China, if we want to realize the modernization of agriculture, the farmer’s income and the prosperity of the rural areas, we can not do without the strong support of the sound and perfect modern rural finance. So under this special background investigation study problems existing in China’s rural credit cooperatives, government regulation and taking the opportunity of breakthrough of the reform to improve the government supervision mechanism and promote the development of rural credit cooperatives set up in line with the rural economic and social development of modern rural financial institutions is of great significance. I firmly believe that with further promote sustainable rural credit cooperatives and government supervision system and mechanism reform, China’s rural credit cooperatives in perfect, government regulatory system can truly become service "agriculture, countryside and farmers" with modern enterprise system, the main force of rural finance, for revitalizing the rural economy and increase the income of farmers, agricultural prosperity continue to contribute.