The Reflection On Retirement With House In Our Country

Our contury has entered into aging society, with ageing population, aslo presenting thecharacteristics of ageing, empty nest and diaability, endowment has become a problem, andneeds to the whole society to slove it. Family old-age caring is the best way that the agedwant, but actually, many aged can not realise it, scoeity endowment become the guarantee foraged, but scoeity the aged nursing supply recource is in shortage, to solve the problem, weneed to exploring test and try all the methods that may solve the endowment problem.Finance is a kind of finacial tools, the house is aslo a investment way besides its livingfunction,retirement with house combined by finance and house property, can be a finacialproduct that contributions for retirement business. It can not be denied that, the aged more tohope leave the house property to their descendants, so it need develop more patterns to realiseretirement with house so as to provide retirement with house patterns that they satisfied with.Chapter1in this paper state the purpose, significance and inovication points of theretirement with house; the chapter2produce the basic theories of retirement with house andits acheviment patterns, retirement with house is not fantastic story, it has rich theory tosupport; chapter4analyse the necessity and feasibility of the retirement with house in ourcountry, I made questionnaire survey on carrying out retirement with house in our country,the survey result show, under the current situation, if the policy is suitable; chapter5analysethe positive effect on solving the the old-age caring problem by retirement with house,meanwhile, we must see the obstacle and risk, chapter6by borrowing ideas frow overseasexperice and analtsing our country national’s conditions,combining the situation fromquestionnatireaurvey,put forward countermeasures from playing the governmrnt’s leadingrole,strengthening the concept of retirement with house, promoting new endoement financialproduct, cultivating the retirement with house participants’ credit consciousness and adoptingflexible diversified retirement with house patterns.