Research On The Legal Issues Regarding Rural Mutual Cooperatives

Rural mutual cooperative is a kind of miniature financial institution that established toexchange the Monetary Fund in rural areas, to promote the development of rural economy andimprove the living standards of farmers, by famers and mini-enterprises in rural areas,Background the “Three dimensional of agro issue”. Since its emergence in2004, it got theapproving of the society and had been all over the country just in a few years. In2007, TheChinese Banking Regulatory Commission issued the “Provisional Rules Governing themanagement of Rural mutual cooperative”, to guide, standardize and restrain its operation.Henceforth, the rural mutual cooperatives in our country got the admittance of law in state,and became legality. However, when we are gratified for the legality of our rural mutualcooperatives, we are also discovered that the relevant legal system of our country is notperfect. And “The Provisional Rules Governing the management of Rural mutualcooperative” exists many flaws on system designation. Owing to the inconformity to thephysical situation of our rural mutual cooperative, it restricted the healthy development ofconversely. In order to safeguard the healthy development of the rural mutual cooperatives inour country, it is necessary to analysis the regime of law interrelated, summarize the problemin which, and put forward any suggestion to solve it.The discourse structure and specific content are arranged as follows:Preface part: Set about the urgency of the “Three dimensional of agro issue”, make asimple introduction of rural mutual cooperative. Point out the incomplete of the legal system.Besides, the reviews of literature and the introduction of the foothold, innovation point andresearch methods had been used in this paper are included.The first part: the primary coverage in this part is the comprehension of the literaturerelatively at home and aboard, to indicate the trends of the research.The second part: Some interrelated fundamental theories, such as the conception,characteristic, nature and the advantages of rural mutual cooperatives, etc. will be elaborated,in order to bedding for the following passage.The third part: On the basic of analysis of three typically cases about the rural mutual cooperatives, sums up the overall development situation, and point out the deficiencies ofrural mutual cooperatives.The fourth part: Introduce the history of the international rural cooperative finance intypical countries and sum up the experiences in order to use for reference. At the same time,the lessons of rural cooperative financial of our country will be arranged, in order to point outthe direction of our rural mutual cooperatives.The fifth part: This part is the section which the centre point, the difficult point and theinnovation point in, its main contents includes the importance of owing a series completelegal system relevantly and some personal suggestions that are aimed at establishing a perfectlegal system, enumerate a legislative proposal, according to the text.