Research On The Civil Protection Of The Right To Credit

The law is the basic mechanism of credit and maintaining the normal and orderly operation of the market economy. Today, China’s market economy has entered a "credit-led era", compared with the legal order to maintain trade credit is a lower-cost mechanism, but it is also a long-term healthy development of the market economy forces that support. Provide an intangible resources continue to improve our market economy and development of market economy era, a powerful combination of credit economy and the legal economy prompted the birth of two economic credit rights. While in reality the theory, there is a defect Credit System, the practice has occurred in violation of the right to issue credit, so research is necessary on the credit right and urgency. The article begins with the basic theory of the right to conduct a detailed credit analysis, by implication discrimination, investigate what is credit. In addition to the credit rights, including civil subject to general economic conditions, and whether to include liquidity, solvency subjective wishes, and social conditions of its credit given trust and so on. And the legal status of credit rights, whether it is independent credit right personality rights. The second part, to protect the credit rights of legal status and trends. This section mainly taken comparative study, the main analysis of national credit activities in how to protect the credit rights, and elaborate analysis of the principal terms of the credit and the credit protection laws in these countries, drawing on a variety of advanced concepts for our use, while analyze and discuss their problems in credit activities, and thus carry out our credit legislative proposals. The third part of the activities of legal liability for infringement of credit credit rights. Analyzes of credit (credit is specialized, independent third-party organization to establish credit files as the main, according to the collection of information, objective information on their credit record, and according to the law to provide credit information services to the outside world as a market activity) activities Type of credit rights violations may be defined, and legal characteristics of infringement theoretical generalization. The fourth part, the right to improve the content of credit Civil Protection:The specification information collection methods; perfect objection handlers; establish a credit rating grade; legal liability for infringement of credit rights. Thus the right to carry our credit Civil Protection.