Research On The Financial Crime Of Bank Employees

Finance is the focus of the social economy and is the bridge of all economical activities and, banking is, the importance of the important in the financial system. "Financial crime" refers to an act against regulations and rules on currency and banking management that damages the market and management, and if serious, should be punished according to the law of our country. It would do great harm to the order of the financial system and security of the banking if bank employees commit financial crimes. Since China reformed and opened to the outside world and the process of financial market is proceeding, more and more bank employees have been involved in financial crimes. Perniciousness, frequency, influence of such an act decide that committing financial crimes by bank employees will spark off great financial loss for China and seriously damage the economical order of the market. All provinces and cities, even most counties and towns have paid much attention on such a criminal act and have launched regulations and laws against it.Chapter 1 determines the definition of "bank employees" and "financial crime", emphasizing the speciality of bank employees breaking rules about financial management. Furthermore, this chapter analyzes the seriousness, specialization and complexity of financial crime committed by bank employees.Chapter 2 researches the situation of inland and international financial crimes by studying some cases and focuses on psychological, mental and moral reasons of committing financial crimes as well as on economical and management reasons.Chapter 3 studies the problems that lead to the issue on management rules, supervision and laws of finance. This chapter puts much emphasis on studying imperfection of legislation on financial crime, imperfection of precautionary measures and inefficiency of punishment.Chapter 4 gives suggestion on how to strengthen internal supervision of employees in banks and how to perfect laws of finance on financial crimes according to analysis of the situation of supervising employees against illegal acts.