Legal Protection Of Financial Privacy

Along with the rapid development of social economy and social wealth rapidly expanding range of services and content of financial institutions is also expanding, particularly in the financial services provided by financial institutions, and financial customers must provide basic financial information, so that financial institutions can collect a large number of financial customer’s financial privacy, the privacy of financial information is usually obvious property attributes, and then become an important financial institutions, business resources. Financial institution for the pursuit of their own interests, by virtue of its strong position in clear financial transactions, is likely in the case of non-financial customers allow their private information illegally obtained financial disclosure, use or transfer such financial customers financial Privacy moment in danger of being violated, the legal protection of financial privacy issues are also increasingly prominent, has become an issue of great concern society. Through the financial privacy of basic theoretical explanation, combined with the current relevant legal protection system in China, at the same time, compared to the advanced experience of foreign-related financial privacy laws protect and weaknesses, put forward reasonable proposals for privacy laws to protect our financial improvement to achieve the purpose of writing.The full text is divided into four parts of the body altogether, the specific structure is as follows:The first part describes the theory of financial privacy, financial privacy and the basic characteristics of the definition and importance of financial privacy is analyzed; The second part focuses on extraterritorial laws related to financial privacy protection system, the first of the theoretical basis of extra-territorial protection of financial privacy laws are introduced, followed by the presentation of the financial privacy laws cited protection system the United States, Switzerland, Germany, Japan, Finally, in view of the financial system of legal protection of privacy outside of relevant experience to talk about inspiration; The third part introduces China’s current laws related to the current law on financial privacy provisions, analyzes the current situation of China’s financial privacy laws protect the system and its shortcomings; The fourth part is the status quo of China’s financial system of legal protection of privacy and the third part of the inadequacies of our financial privacy laws protect personal recommendation proposed system.