| From perspective of the system of risk society, realism thinks socialrisk as objective reality. Legal and policy makers consider the problemfrom the state and government, thinking how to constraint from thesystem and control the risk, the social risk early warning, and scientificmanagement of social crisis. This kind of research paradigm--on thenational response and consequences of social level, thinks about socialissues in a more macro level, so it can adjust the relationship betweenman and self, man and man, man and society in a more general context,which is conducive to the promotion and constraint to play a role ininstitutional environment. But in respect of the individual independentconsciousness, realism has some difficulties with the interests ofdiversification, the variety of interest groups, culture diversity and so on,implementation and system need people’s universal obedience and in-depth understanding, thus becoming the most recognized and theycomply with the code of conduct. Shortcomings of realism cancompensate constructivism, it is the cultural research perspective of socialrisk, social risk is a product that people are reflective practice on socialfacts, propositions through consultation and dialogue, rationality andbelief social risks, such as physical game, ethics and other tools, canpenetrate the human heart, be thought and behavior criterion of the people,able to regulate the legal policy system tools cannot be involved in thefield, to overcome the limitation of "dependence", thus constructivism isbetter at controlling risk and crisis management. But in many cases, theycannot do without system adjustment, such as punishing criminal, civiland criminal litigation adjudication. The integration of realism andconstructivism is realized relying solely on realism or the construction ofcomplementary advantages and disadvantages, the subjective and theobjective, the micro and macro, individual and society, front and rear,process and result etc. together, achieving the comprehensive andTranscendence of realism and constructivism. The main content of thispaper includes the following parts:Part â… : the theory related to the existing social risk prevention andcontrol, research on realism and integration of social risk, as well asmeaning of realism and integration of folk loan risk society.Part â…¡: by elaborating the social risk of realism and constructivism, overcome misunderstandings of the related concept, to clearly define thedifferences and similarities between the two.Part â…¢: Through the investigation of realism and "constructivism"consistent with the similarities, to achieve the possibility of integration;through the analysis of "realism" and "constructivism" advantages anddisadvantages, it proves the necessity of their integration; summarize thesuperiority on the basis of summarizing their integration.Part â…£: discuss the social risk of realism and constructivismintegration of feasible paths, it could provide new ideas for socialresearch of folk loan risk prevention and its crisis control path.Part â…¤: study of "realism" and "constructivism" integration results,know the process of formation of social risk of folk loan, to explore thereasonable path of social risk of folk lending prevention and control. |