Responsibility For Food Safety Enforcement Insurance

In recent years, with economic development, improving people’s living standardsacross the country are staged "Chinese tongue" of the feast meals a day, hidden in oneof the food safety problems are shunned like a stud pierced fishbone the people’s tongueeven a threat to everyone’s health and life, food safety incidents frequent, high-fatgradually become a "Chinese tongue" of the "new normal." The reason is not onlyeconomic development and institutional transformation process is difficult to avoid theblind spot monitoring, as well as the concept of the main interests of the marketdistortions and illegal utilitarian low cost, minimal risk of opportunistic offense luck,combined with our existing food lack of legal security and liability system is not perfect,often leads to lack of timely compensation for damage to consumers, businesses underhuge debt and adverse effects on the verge of bankruptcy. In this case, the introductionof compulsory liability insurance of food safety, the use of modern insurance riskdiversification, the transfer function of compensation to achieve consumer protection,reduce operational risk and reduce the fiscal burden of government-win situation, theestablishment of China’s food safety mandatory liability insurance system to reverse thecurrent situation of China’s food safety have an urgent need and far-reachingsignificance.Through literature analysis, value analysis, empirical research, comparativeanalysis and other research methods, mandatory liability insurance from a food safetyconcepts, analyzes the development status of China’s food safety liability insurance,from both theoretical and practical aspects demonstrates the necessity and feasibility ofbuilding food security in the country compulsory liability insurance. Aspects on thebasis of analyzing the characteristics of foreign and Taiwan-related system, theadvantages and the significance in China, compulsory liability insurance from China’sfood safety principles of constructing, operating mode, the scope of liability, such asdetermining the rates and expand Research on China’s food safety system ofcompulsory liability insurance to build some suggestions.