Research On Civil Rights In The Credit

Our country socialist market economy and its nature is credit economy, credit reporting industry development degree and inquiry system can improve the relations between the market economy of our country has a good external environment. China’s current credit reporting system is not sound enough, with the connection degree of the market is far from enough that to a large extent restricted the economic development in our country. In the process of inquiry activity, credit investigation difficult to subject information untrue, information query and query dissent after the complaint channels such as insufficient seriously infringes the civil rights of credit subject. So we should strive to balance the social and public interests and reporting the relationship between the main body of civil rights, to properly credit bureaus of credit activities of management, through the legal way to inquiry system various infringement problems properly solved. This article embarks from the actual situation in our country and refer to the experiences and lessons from historical development summed up is conducive to China’s credit system construction of the legal aspects of the enlightenment, hoping to our country civil rights protection in the construction of credit reporting system to provide some reference. The main point of this paper in view of the current credit scattered into the legislative status of the system called to give legislative attention; the people’s Bank of China on the credit industry of administrative management but in some ways also exist without overreaching phenomenon so special legislative management becomes extremely necessary. At the same time, we should set up the system of punitive damages in the special case of civil rights protection should be combined with the administrative protection and criminal liability protection of two aspects, so in the credit of the civil rights to get real protection.