On The Legal Review And Supervision Of Yuebao

In June 2013, Yuebao turned out, the increasing volume of about 140,000 customers on-line, on-line scale break billion a month, the number of customers morethan 4 million, a year on the line is the number of users exceeded 100 million, the sizeof more than 500 billion.Yuebao led to the boom of the people involved in Internetfinance.Internet finance became a hot topic in 2014 Lianghui.But Yuebao since theon-line Internet financial boom driven by the people,while also attracted a lot ofcontroversy,It was directed at Yuebao financial parasites, should be banned.Somepeople believe that Yuebao for the public benefit.This paper attempts to Yuebaodevelopment background, development process, as well as the characteristics ofinnovation brought profound impact start,Conduct a comprehensive exposition onYuebao, Especially after the law from the perspective of the relationship between theYuebao, Tianhong Fund and consumers,Clarifying the Yuebao legal nature,Conductedby the Internet platform sold Monetary Fund. State institutions financial regulation ofYuebao,Legal difficulties faced by consumer protection reflects there are manyproblems in the development of Yuebao while facing many risks in the financial,internet, law, etc.This article reference to internet financial products regulatoryexperience of Western countries,For Yuebao has brought new situation Internetfinancial regulation, Put on the Yuebao suggestions and strategies to improvesupervision including Integration of regulatory main body,Improve the legal systemand Enhance consumer protection.The only way to promote the development of astable Yuebao specification.