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The Study On The Legal Regulation Of Insurance Funds Participating In The Alternative Investment

Posted on:2016-06-08Degree:MasterType:Thesis
Country:ChinaCandidate:Y S ZouFull Text:PDF
GTID:2296330479988075Subject:Economic Law
Abstract/Summary:PDF Full Text Request
After 2012, the insurance investment policy develop rapidly, the use of insurance funds broaden a lot. 2014 is a year that new insurance investment released intensively, Alternative investment of insurance funds in China almost full range of open. Alternative Investment of insurance funds also made a breakthrough both in the practice and innovation, such as the debt investment plans, equity investment, real estate investment etc,all are in the great development. At present, Alternative investment for the use of insurance funds improve earnings stabily, space for future development ate broad,But also facing market risk, having higher requirements for the legal supervision of insurance fund.At present, however, the use of insurance funds problem has been paid atterntion by the practice and legal professionals, but few of them standing on the angle of law for analysising of the current new situation of Alternative investment system under the various types of insurance funds policy. When insurance funds participating in the Alternative investment product innovation, risk prevention and investment capacity building are in need of legal system,depend on the use of regulatory policy of insurance funds is loose or tight,directly determines the Alternative investment further. How to study the use of insurance funds in the Alternative investment, improve the overall profit of insurance funds investment has become an important issue insurance industry must face. The author aims to analyze and Research on the new policy, for the use of insurance funds in China to participate the Alternative investment legal supervision and provide new thinking, hoping to insurance investment benefit, to promote the stability and development of China’s insurance asset management.Of course, this is only the beginning of the legal supervision on China’s insurance investment, some opinions and views may not be possible in practice, but because it is standing on the theoretical front, hoping to benefit for future supervision of insurance investment practice.This paper is divided into five parts, each chapter is single part :The first part, is mainly the concept and characteristics of Alternative investment of insurance funds, and the concept of legal supervision for the interpretation. First introduced the concept and composition of insurance funds. The concept of Alternative investment,is the cornerstone of the article. The characteristics of insurance funds low risk preference, Alternative investment has the characteristics of poor liquidity. How to analyze the combination of the two together, and preference, contradiction and conflict in the regulatory philosophy.The second part, is mainly analysising the legal system of overseas investment of insurance funds in the Alternative countries.By the comparative study and analysis. using the method of comparative analysis and empirical analysis, sequence analysis of American and England, the characteristics of the civil law of Germany and Taiwan four countries on risk capital in the Alternative investment legal system and supervision, and makes a background analysis and appropriate evaluation, the conclusion is that the development trend of international insurance fund performance as the overall ate relaxed; solvency supervision becomes more and more important, the classification of supervision and other details.The third part, is mainly about the current situation and development history of China for Alternative investment about legal policy. Through the analysis of the development of insurance investment in China’s historical evolution and the corresponding regulatory features, summarized our country insurance funds Alternative, legal system has made some achievements, such as the establishment of a greater degree to relax investment scope, build multi-layer supervision system, established a strict supervision system, the proportion of insurance funds to guide the social orientation.The fourth part, mainly analyzes our country in the supervision of the investment of insurance funds Alternative problems, such as the scope of legal system of the supervision system, the actual investment is narrow, the supervision measures need to be improved and other issues.The fifth part, as the last part of the paper, based on the analysis of previous chapters summary, thinking of how to perfect the supervision legal system of our country insurance participation Alternative investment from three aspects, and puts some corresponding countermeasures. Through foreign insurance investment supervision experience, combined with the practice in our country, discusses how to improve the use of insurance funds Alternative investment legal system of our country, we hope to be useful the insurance investment supervision system useful.
Keywords/Search Tags:New policy of Insurance investment, Insurance Fund, Insurance Asset Management Alternative Investmet
PDF Full Text Request
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