A Reserch On The Construction Of Informal Finance Credit Investigation Laws And Regulations System

The paper stands on the necessity and the the development status of informal financial credit system, summed up the core institutional defects in its development process, and then gave an analysis to the particularities and difficulties of the legal system construction of informal financial credit in-depth, which is the fundamental of finding out the method to set up the of informal financial credit legal system. According to the three pairs of contradictions in the process of informal financial credit system construction,which calls Various Financial Types VS Credit Standards, Credit Efficiency VS Credit Information Right Protection and Credit Industry VS Benefit Rent-seeking, the author systematically analysis the the possibility of the solution to these paradox, and then constructed the concrete legal system from three dimensions:the credit market access, credit behavior rules and credit supervision.