The Supervision Of P2P Lending Platform

P2P Lending Platform as part of inclusive finance for all sectors of society, especially SMEs, to provide a more efficient financing. However, its prosperity and development contains a huge risk. For example, false advertising, fraud, illegal fund-raising, money laundering, etc. This not only gives investors a great loss, but also undermine the overall image of the P2 P Lending Platform industry. With turnover of P2 P network lending platform rising, if we do not regulate P2 P Lending Platform, its losses will affect the stability of the financial order. This article in view of the present P2 P lending plat form frequent problems were summarized And according to the risk supervision Suggestions were put forward.This paper is divided into four chapters. The first chapter is P2 P Lending Platform operating mode, The present situation and problems of supervision the theoretical of supervision, the need for regulation and its feasibility. The second chapter analyzed the risk of P2 P Lending Platform. The third chapter describes the UK and the US regulatory experience of P2 P Lending Platform, and pointed out the experience worth us reference. The fourth chapter proposed recommendations on P2 P Lending Platform regulatory. Summary section is to view a summary of this article.