Research On The Construction Of Legal System Of Private Lending In China

With the rapid development of social economy in our country, The private lending as a way of financing, is becoming more and more important in the national financial and credit markets, effectively compensate for the lack of credit from formal financial institutions, in order to speed up the flow of social capital and use play a positive role in promoting. But at present our country legal system, there is no national special laws and regulations of private lending regulation and China’s private lending legal and regulatory system is not perfect, which makes the private lending in reality there is a huge potential risk.Therefore, only an accurate understanding of the essence of The private lending, from the private lending of the definition, object, content, financial supervision and many other aspects of a dialectical view of the role of private lending in China’s economic development, in the form of law for borrowing to provide some legal action space, at the same time, we should also follow the principle of market economy in our country, taking into account the supervision efficiency and the principle of fairness. Only in this way, to improve China’s private lending legal supervision system, in order to form a reasonable guide, scale and norms of private lending, the private lending on the legalization of the sun, to standardize its development.