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Investigate And Analysis The Present Situation Of Insurance Industry About Swimming Places In Xiamen

Posted on:2015-03-27Degree:MasterType:Thesis
Country:ChinaCandidate:W H ChenFull Text:PDF
GTID:2297330431477334Subject:Physical Education and Training
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Swimming is widely popular sport, but also a national movement is defined as high-riskindustries. Xiamen as an international coastal city, with more than370kilometers of sea area,more than150swimming pool complex, swimming large population base, drowning deaths occureach year. Accidents will not only bring great harm and damage to the swimming pool and thefamilies of accident, sabotage carried out swimming, but also have an adverse impact on theconstruction of a harmonious society. Insurance industry began swimming place in July2005, itis designed to protect the normal operation of the swimming place, reducing the sudden loss ofpool drowning accident brought. Research Status Xiamen swimming places insurance industry,to provide a reference for scientific and stable development of the Xiamen Municipal swimmingplaces insurance for carrying out swimming Xiamen to provide effective protection.As Xiamen swimming places Industry Insurance perspective studies, literature, logicanalysis, interviews, field surveys, mathematical statistics and other methods, the status ofXiamen swimming places insurance for field research, the relevant data for statistical sort ofstatus quo and problems of the insurance industry, Xiamen swimming places development wereanalyzed using the method of system from swimming pool contractors to place knowledge andunderstanding of the insurance industry, insurance companies, industry, business developmentand swimming places the actual role of insurance in case of sudden drowning deaths of threeaspects of the insurance industry in Xiamen City, the swimming place for a deeper analysis,Xiamen swimming place to promote the insurance industry continued, reliable development putforward the corresponding countermeasures and suggestions. The results showed that:(A) the number of venues Xiamen swimming steady overall growth trend since2008hasplayed so far in2012, four years the number of venues in the pool are maintained stable growthof around10, the actual growth in residential swimming pools based, community swimming pooldesign itself flawed, coupled with complex business model will lead to more injuries pool.(B) to participate in the Xiamen Municipal Government," Office for Rectifying "organization for swimming routine supervision and inspection, sampling38, in which the insuredpublic liability insurance pool13, the insured rate of34.2%, mainly as a district does not insuredpool swimming pool, accounting for district80%of the pool. Cause not insured residentialswimming pools There are three main reasons: cause cell pool is not insured three main reasons:First, most of the operators of residential swimming pool is no clear understanding of the risk pool operators exist, consider holding the psychological luck does not happen in their ownswimming pool drowning accident; second, the operating hours of concentrated residentialswimming pool during the summer, probably between2-3million in profits, in determiningwhether the insurance, they will choose to save costs, do not buy insurance, desperate. Third,most of the pool operator does not know the insurance, do not understand it, I do not know howto buy.(C) the insurance company the insurance industry in the swimming place only a publicliability insurance is designed to protect swimming pool participants pay no property insurancein other areas, such as the swimming pool. Slow development of insurance business insurancecoverage a single, relatively slow product development, innovation is not enough, developmentand innovation in the insurance inadequate stamina.(D) swimming places the insurance laws and regulations, market supervision andmanagement system is not perfect, only " swimming places Industry Insurance Management(Trial)" management approach based on " People’s Republic of China Insurance Act " and the "People’s Republic of China Sports Law " formulation is relatively simple, practical insufficient.(E) the Xiamen municipal government departments to pool contractor owned by theAuthority is not in place, the pool contractor in unexpected resilience of drowning fatalities onno relevant assessment criteria, once drowning accident, there is a big risk on claims handling,death families are not actual damages.After studies, swimming places insurance companies should increase the insurance industrypropaganda, and to develop its own insurance business conduct and professional personneltraining; departments continue to improve relevant laws and regulations, strict requirements toparticipate in the implementation of the corresponding provisions of the insurance companies,specifically after the accident liability allocation and compensation; government to co-ordinateand strengthen supervision swimming place operations, establishing regulatory and managementpersonnel, swimming places for operational implementation of all relevant compulsory insurance,unified management; UNPROFOR to establish a unified mechanism for centralized insurance,raise the amount of insurance to increase insured and insurance, the insurance company-relatedbusiness development activation; increase the maximum amount of compensation for a singleperson, to alleviate the burden of compensation after the accident swim contractors; coordinateddevelopment of relevant government departments, swimming places, insurance companies andother parties.
Keywords/Search Tags:Sports insurance, The insurance industry about swimming places, The status quo, Public liability insurance, Pool
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