Study On The Credit Business Process Reengineering Of Small Enterprise Business Of Bank Z

In recent years, the deep one is incorporated in the process of economic development of theworld day by day in China, with the development of relaxing and capital market that the financecontrols, the commercial bank of China begins to face the same predicament too, not only thecompetition is fierce day by day, but also large and medium sized customer’s contribution degree tothe bank is dropping constantly. Under this kind of environment, Z bank carries on marketexploring and innovation of the business of small enterprise actively, and hope to seize the firstchance of the market through giving a new lease of life to to credit line procedure of smallenterprise, win the initiative of the business of small enterprise especially credit line competition.Literary grace this analyze-put forward problem-experience, draw lessons from with reality-thinking of research of conceptual design, analysis that has finely melted to the case and studying.Application determines the nature in and the quantitative research way that combines together, usevarious to analyze tools to analyze and give a new lease of life to and study the credit lineprocedure of small enterprise of Z bank, analyze the current situation question and verify theachievement that the procedure gives a new lease of life to. This text is mainly divided into6seals.Chapter1is a part of the introduction, mainly explain research background, research purpose,research approach, frame and innovation of providing the full text are clicked. Chapter2sums upthe part for the theory, mainly give a new lease of life to the meaning of the theory and applicationthe business procedure in the banking industry to explain. Chapter3sums up the part for thebusiness, mainly make an introduction to tissue framework, procedure current situation of thecredit line of small enterprise of Z bank. Chapter4analyzes the part for the procedure defect, usevarious to analyze tools in terms of outside customer, internal customer, analyze the defect of theexisting procedure, and point out the direction in which the credit line procedure of small enterpriseof Z bank gives a new lease of life to. Chapter5gives a new lease of life to the procedure andstudies the part, on the foundations of several chapter research contents before the summary,introduce goal and principle that the credit line procedure of small enterprise of Z bank gives a newlease of life to, draw lessons from the procedure mode of the credit line of small enterprise of Bankof America at the same time, put forward the way in which the credit line procedure of smallenterprise of Z bank gives a new lease of life to, and put forward the procedure and optimize the necessary internal, external sageguard measure continuously. Chapter6is a conclusion part,summarize result of study and weak point herein, and propose the research direction in the future.In a word, it is a long-term system engineering that the procedure is given a new lease of lifeto, it is only a beginning too that credit line of small enterprise of Z bank is built again and tries,some methods to adopt at present and proposing it may be limited, all these remain to furthersummarize in research and practice in the future.