A Credit Risk Evaluation Study On The Science And Technology Of Small And Medium-Sized Enterprise Of The Supply Chain Financing Mode

Supply chain financing alleviate the financing difficulties of technological small andmedium-sized enterprises, but how to evaluate the credit risk of the mode, Banksrequirements liquidity and profitability.Firstly, depend on Supply chain finance credit risk theory and credit risk evaluation systemanalysis, the paper analysis the problems and causes and defines the credit risk oftechnological small and medium-sized enterprises. Secondly, Paper studies the influencefactors using qualitative analysis. Finally, it establishes Mixed-Logistic regression model.This paper thinks that: financing mode of supply chain can significantly improves the creditlevel of technological small and medium-sized enterprises comparing with the traditionalfinancing mode. The key factor of the credit risk is financial characteristics, technology,shareholders and the supply chain operation status in contract features.