A Study On Fund Raising Of Agriculture Catastrophe Insurance Fund In China

China, with its vast territory and complex climate conditions, is a country affected by naturaldisasters seriously. Agriculture, as a weak industry, could not properly itself withstand naturaldisasters. The biggest challenge of the agriculture manufacture is the enormous economic losseswhich are caused by the catastrophe. Therefore, how to spread and transfer the risk of agriculturalcatastrophe effectively is becoming a serious problem which concerns the sustainable developmentof agriculture in our country. In the case of insurance and capital market is not yet mature enoughin China, and we did not establish an effective mechanism for agricultural catastrophe riskdiversification, Agricultural Catastrophe Insurance Fund is the most suitable mean for agriculturalcatastrophe risk diversification. The first link of establishing Agricultural Catastrophe InsuranceFund is fund raising mechanisms. Scientific and efficient funding system, adequate capitalaccumulation, both has an important significance in decentralizing agricultural catastrophe risks,protecting disaster loss compensation, keeping stable development of agricultural economy.In this paper, we review the research on agricultural catastrophe insurance fund and fundingrelated at home and abroad firstly; then along the clue,who do the financing, financing to whom,when financing, the raising number, how to raise, to tease out the agricultural catastrophe InsuranceFund financing mechanisms more comprehensive and clear; followed in the operation mechanismof financing mechanisms under the framework of China’s agricultural catastrophe insurance fundwill pilot provinces with funding status of mature foreign countries carried out a systematiccomparison and analysis, summarize the present stage agricultural catastrophe insurance fundfinancing mechanism problems; focusing on how to raise the issue of China’s agriculturalcatastrophe insurance fund funding mechanism established funding criteria of empirical analysis;At last make some suggestions for problems.As the research shows, at this stage the purpose of fund raising of agricultural catastropheinsurance fund pilots in our country is more to reduce the government’s financial burden, not basedon the widest range of agricultural catastrophe loss supplement. So it requires the fund raisingmechanisms of Agricultural Catastrophe Insurance Fund to improve continuously and really play arole. Dividing the financing responsibility reasonably is the premise to perfect the fund raisingmechanism. We should explicit the responsibility of the parties involved and ensure that the Fund keeps effective mobilization and accumulation. Government should be the main part in fundraising, insurance and capital markets are the supplement, make the financing channels diverse.The financing scale should follow the principle of sufficient and proportionality, set the maximumand minimum limitation of Fund, implement the risk rates, then make the fund raising both fairnessand efficiency. Ultimately make the operation of the entire financing mechanisms run smoothlyand really play a role.