Research On The Application Of Commercial Banks’ Supply Chain Financing In Lighting Export Industry

Commercial banks paid much more attention to supply chain financing on its development and application. Not only because of the requirements from commercial bank themselves, but also from the inseparable demands of international trade market. Nowadays, under the development of economic globalization, China has more powers in commodity production and international trade, increasingly highlighted in the position of the global supply chain. Supply chain integration strategy of export industry also brought great capacity and potential of financing market. In this situation, it’s worthy to think deeply about how commercial banks to expand application of supply chain financing in various industries, by using flexible and accurate configuration schemes. By existing literature, author will analysis application of supply chain finance products in lighting export industry based on below3parts:(1) the dynamic analysis of supply chain finance development;(2) the characteristics of supply chain and supply chain financing products;(3) the characteristic of lighting export industry. It is worthy of theoretical and practical significance in improving financing business and operation efficiency.This article is divided into six parts. The first part:Introduction of background and writing purpose, general summary of existing research literatures, also including research contents and research methods. The second part:The theory of supply chain financing. Introduce related concept, theories, and the theoretical analysis of supply chain financing main models. The third part:Commercial bank supply chain finance business overview.(1) Analysis interior and the exterior factors of supply chain financing business.(2) Analysis current situation of supply chain financing and its demand gap, to lay foundation of application in export industry. The fourth part Following above analysis, begin to research on the application of supply chain financing in export industry. It’s feasible that commercial bank bring supply chain financing into export industry, based on the cost advantages of supply chain finance products, the steady and strong growth of export and the uniqueness of export supply chain itself etc. Besides, author research on supply chain finance in application modes and application value, for supporting following case analysis of the lighting company.The fifth part:Commercial bank case study in lighting export industry.(1) Detailed analysis of the export market, lighting industry products, and lighting supply chain, etc.(2)Detailed analysis of logistics, cash flow and information flow, identify the core financing demand, customized accurate and flexible supply chain financing solutions and application design. Author hope supply chain financing products application could become complete after particular industry analysis. The sixth part:Research conclusion and prediction. Review the application of commercial bank supply chain finance in lighting export industry, and put forward the corresponding policy suggestions and future research direction.