The Study Of The New Rural Endowment Insurance System

The phenomenon of aging population is becoming a serious social problem in China.There are a great number of reasons lead to the aging population developed rapidly.Especially, the rural labor force into the urban causes the problem more seriously. What’smore, family planning as a long-term basic national policy results in the miniaturization offamily structure that also promotes the development of aging population. In thisenvironment, it weakens the traditional function of supporting the parents and theimplementation of the past rural endowment insurance which is treatment low loses itseffect of guarantee. China is a vast agricultural country, and rural population is the majoritypopulation of Chinese. Protecting of farmers’ benefits and the development of ruraleconomy relate to the national stability. So the problem of endowment for rural residentsaffects the solution of the "three-agriculture" and building a harmonious society. If it cannot be solved neatly, it might cause the instability of society.As an essential human right, social security can be regarded as a sign of the progress ofhuman civilization. However, from the establishment of the nation, the social securitysystem in China takes the urban as core rather than pays attention to the suburban.Continuously improve the endowment for rural residents institutional system is beneficial toguarantee the rural social security rights, maintain stability of rural area and eliminate thedifferences between town and country. The excellent rural endowment insurance systemhelps to change the traditional viewpoint of supporting of elder and the childbearingideology，implement the family planning policy and improve the peasants’ quality. Theexcellent rural endowment insurance system also helps to improve the purchasing power offarmers, improve the quality of living and stimulate the consumer spending. What’s more, itboosts domestic demand which can promote economic growth in some degree.In September2009, the State Council produced a policy about new type rural socialendowment insurance. It is another important policy that benefits people after agriculturaltax cancellation, grain direct subsidy and new rural cooperative medical system. The essaytakes Taishan District, Shandong Province for example to analyzes current implementationsituation of new type rural social endowment insurance, to research some problems and tomake several corresponding methods.In this social background, the project about rural endowment insurance is a kind ofpolicy with incentives and it is made more inclusive. The government should strengthenfinancial subsidy, improve the service environment and enhance the quality of infrastructure, release the restrictions of fund investment and go all out for enacting regulations about ruralresident rights and interests.The first part of the thesis describes the study background, the aim and significance. Italso summarizes the studies wrote by scholars of domestic and overseas that analyzes ruralendowment insurance. This part lists the research method, research thought, someshortcomings and innovation points.The second part of the thesis gives an outline of rural endowment insurance conceptionand states the sociology, economics and science of social security which the endowmentinsurance related with.The third part of the thesis presents an outline of concept of rural endowment insurance,history of rural endowment insurance development and the traditional rural endowmentinsurance system briefly.What’s more,it explains the implementing about rural endowmentinsurance and some methods of the new rural endowment insurance putting into effect.The forth part emphasizes several shortcomings of the rural endowment insurance inTaishan district. It pays attention to several guestions of reality of rural district.The fifth part concludes the typical experience in the domestic and overseas about ruralsocial endowment insurance system that provides reference to Taishan District.The sixth part gives some suggestions for improving rural insurance system for old-aged, plans how to strengthen peasants’ participation, gives the direction of the governmentsupporting and analyzes how to improve other social security systems in rural,how to holdthe value an increase the value of foundation,and how to improve the ability of service.