Jixi Farmers’ Professional Cooperative Financing Problem Research

Since the1970s, countries establish the household contract responsibility system in rural, the advent of this system, improved the production enthusiasm of Chinese farmers, significantly enhance the quality of agricultural products.To meet the diverse needs of the market, reduce costs, improve the economic interests of farmers. On this premise, the increasingly urgent demand for the organization, farmers cooperatives as a was able to meet the needs of farmers and can be competitive in the market of new type of farmers organization obtained rapid development.Farmers’ professional cooperatives is a new kind of market main body, also is the special enterprise form. Its form is based on farmers willing to join, the drop-off freedom, from production, self management, self self-sustaining management mode of independent existence in the market. Farmers’ professional co-operatives to break the old patterns of market economy, today’s market economy under the background of protection for the interests of the farmers on the one hand, on the one hand, also promote the local rural economic development, but also marks the local rural economic development process. This is why farmers’ professional co-operatives in the cause of the rapid development in recent years. However, in the farmers’ professional co-operatives rapid development at the same time prevalent problems of financing difficulties, shortage of funds. Jixi farmers’ professional co-operatives also exists the problem of lack of original funds, and the financing channels of a single, which limits the development of farmers’ professional co-operatives to continue expanding reproduction. Issued in recent years a number of files are in the middle of the requirements for the development of farmers’professional co-operatives, and farmers’ professional co-operatives has become an important part of rural economic development, under this big background, solve the financing difficulties of farmers’ professional co-operatives is imperative, is building a harmonious countryside, accelerate the development of rural economy, pay attention to the livelihood of the people’s important issues.Combined with investigation research and literature research, this paper research method, micro and macro analysis of the research method of combining according to ask questions, analyze and solve problems, the article first determine the farmers’professional cooperative financing theory, define the definition of farmers’ professional co-operatives, properties, methods and characteristics, through on-the-spot investigation and statistics analysis the financing status of jixi farmers’ professional co-operatives, draw a shortage of funds is finance difficulties; Then study the analysis of the causes of financing difficulties; In problem solving, adjust measures to local conditions, formulate a set of meet in jixi the actual situation of farmers’ professional cooperative financing difficulties, the local government, financial institutions and farmers’ professional co-operatives of internal organizational management should be how to establish the countermeasures, optimized countermeasure, finally to actively implement countermeasures. In this paper, we study the purpose of this problem is to solve the problem of jixi farmers’ professional cooperative financing, promote rural economic development.