Research On The Management And Development Strategy Of Settlement And Payment Businiess In Xinjiang Branch Of The ADBC

Settlement and payment business is the intermediary of each main body incapital,it’s the connection of fund and economy activities,tis also the necessary meansto achieve the normal function of social economy activities.it’s the basic financialservices that financial institution offers.Under the condition of intensifyingcompetition.the function of Settlement and Payment business is given greaterprominent.With continuingly expansion of Xinjiang Branch of the AgriculturalDevelopment Bank of China, Settlement and Payments service plays a much moreimportant role in proteating a healthy and steady development in bankingbusiness.Currently, the Xinjiang Branch of the ADBC has problems such as lack ofsettlement tools and means,high cash settlement amounts,these problems could makesevere impact on future business expand and financial competition enhancement.The detailed analysis of the problems and causes in this paper could bu used tobuild strategic analysis models. Combined with the characters of business operation ofthe ADBC,conduct a study on expansion strategy of its Settlement and Paymentsbusiness to make sure next moves on the development is considerable. Meanwhile,byusing the important effect that Settlement and Payments business made in businessmanagement, make appropriate strategies in managing capital and acquiring sensiblyas well as making the proper choice when opening a bank account.