The Study On G Financing Guarantee Companies Risk Management

As China’s economic development, small and medium enterprises have taken advantage of the growth in this, and have played a significant role in promoting economic growth, creating new science and technology and increasing government revenues. With the change of industry environment, small and medium-sized enterprises want to further develop often subjecting to funding, and its small scale makes it difficult to loan from the harsh conditions of bank. Financing Guarantee Company locating between banks and enterprises, as a financial intermediary, its growth and development with some particularity, has solved the problem of information asymmetry of the Banks and enterprise due to insufficient collateral to get loans. Because the development of the small and medium-sized enterprise severely affected by the external environment, its anti-risk ability is weak, which caused the Guarantee Company a great risk. China’s security industry establishment time is not long, and the corresponding methods of risk identification and risk response measures are not perfect, so how to deal with the financing guarantee company’s risk management is a hot topic in today’s financial industry.By exploring the G financing guarantee company, this article established a security company’s risk management system, applied to the practical project case study, and acquired the superiority of the system. The article first introduced the significance of research methods as well as some of our financing guarantee company background, risk management; then analyzed the shortcomings of G financing guarantee company risk management and established the risk management system that risk management awareness is mainly into the corporate culture and specific business processes, and internal audit and payroll management added to company’s organizational structure to ensure that the system will be able to run smoothly and continuously. Finally, it brought the establishment of risk management system into the introduction of actual cases to detect, and acquired superiority of the new risk management system.