A Research On The Financial Service Innovation Based On Supply Chain Finance

Supply chain finance is developed along with SEMs’ financingdifficult problem more serious in our country, breakthrough of thetraditional business of commercial bank and the development of modernlogistics. While the time of the development of supply chain finance inour country is very short, but the prospects and practical of the creativeproduct of supply chain finance has the tacit approval of the commercialbanks. However, in the process of rapid development and popularizationin our country, supply chain financial encounters many problems need tobe solved. The author of this paper researching the innovation of supplychain financial breakthrough restricting factors existing in our country,and with innovation instance to supplement, aimed at providingtheoretical reference and practical guidance for the rapid development ofsupply chain finance.The author of this paper studying on the service innovation of thesupply chain financial, mainly divides into two parts: the first part analyzes the present situation of the application of supply chain financialin our country, and points out the deficiencies existing in the developmentof supply chain finance in our country, based on the background, theresearch status and the related theory research of supply chain finance;The second part analyzes the principle and operation process of accountsreceivable financing model, as well as confirming storehouse financingmodel and financing storehouse financing model, at the same time,analyzing the utility of supply chain finance’s main body, and then putsforward that the innovation development of supply chain financial in ourcountry need from the information technology, organization mode, andthe institutional environment to breakthrough, furthermore, to A bank Bdepartment’s electronic construction of supply chain financial as anexample, provide a new view to the supply chain financial for technologyinnovation.