Investigation On The Agricultural Supply-chain Finance And The Risk Of ABC

Due to the narrow financing measures in Agricultural enterprises，lacking of funds in the supply chain become the key factor to limit theindustrialization and scale production of agriculture. the loans forAgricultural product supply chain have small profit margins while with greatrisk, and most agricultural enterprises are difficult to reach the threshold offinancial institutions because of small scales. Supply-chain Finance is a kindof new short-term trade financing model, which can make the members inthe supply chain share the risk. Banks are not only cooperate with individualenterprises, but also with the entire supply chain, which can be morecomprehensive and timely to grasp all aspects of information in order tostrengthen the trade risk management and reduce credit risk; On the otherhand, banks can provide integrated supply chain financial services, increaseprofit point, develop agricultural financial markets and consolidate long-termstrategic partnership with customers.The article analyzes the existing business of ABC Bank, the adaptabilityand the characteristics of all types of agricultural supply chain finance, anduse the method of D-S theory and Delphi to build a risk assessment model ofagricultural supply-chain finance. the main content and innovation points are:According to the characteristics of agricultural supply-chain operations andthe mechanism of supply-chain finance, the financial risk evaluation indexsystem has been built, which separate into production processes, processingsectors, the sales cycle, supply chain collaboration, and the guaranty; usingthe advantages of D-S theory processing uncertain information inference toestablish an evaluation model, and introduce discount rate to improve thelimitation of equal treatment of the importance of all the evidences;3、According to the differences in the agricultural supply-chain operations,12indicators weight matrixes of Agricultural products supply chain risk assessment indicators have been developed. Finally, the examples hasdemonstrated the effectiveness of this risk assessment model, and a series ofcountermeasures and suggestions for the development of agriculturalsupply-chain finance business services of ABC bank have been proposed...