Study On The Construction Of Multi-level Credit Guarantee System Of HH Guarantee Corporation

The financing Guarantee Corporation as a modern market systemindispensable financial intermediary service carrier, Play a non negligible support andpromoting role to promote domestic economic prosperity. The financing problem ofsmall and medium-sized enterprises has been perplexing academia, establish andimprove the credit guarantee system for small and medium enterprises can effectivelyalleviate the financing difficulty of small and medium-sized enterprises. At present, inChina’s economic development mode change process, the SME credit guaranteeinstitutions are faced with many new situations and new problems, the SME creditguarantee institutions to the external environment is changing, must save. Makeappropriate estimation and preparation for the future trend of development, must be onthe business model, risk management, innovation mechanism optimization can reallysolve the financing problem of small and medium enterprises in china.This paper is divided into six chapters to discuss the origin of and solutions,Chinese SME financing situation, problem, through the study of HH multi level productsystem and management system of HH company, find out the advantage of multi levelsystem, and analyze the successful experience of HH company, will guarantee mode forreference, innovation of system, design of the small and medium-sized enterprisefinancing guarantee for the level of development of the domestic financial andeconomic measures.This article will analyze, comparing the domestic, foreign Guarantee corporationpractice as reference material, innovative multi levels, HH Guarantee Corporationbusiness research to explore, and to summarize the relevant suggestions, guide thefinancing guarantee industry use of their own advantages to solve the SME financingproblems.