Environmental Pollution Liability Insurance Pilot Studies

Environmental pollution liability insurance in enterprise pollution accidentcause life or personal injury or property damage to third party shall be liable inaccordance with the law of economic liability to pay compensation as insurancemark insurance.In recent years, as environmental pollution accidents occurfrequently and social trend of tort damage compensation, the treatment ofenvironmental pollution accident has not been a victim of recognition, hasaccumulated a lot of problems and social contradictions;And the environmentalinsurance system construction of our country itself started relatively late, the relevantlaws and regulations system is not perfect, and companies are reluctant to insure,government support is not strong and so on various aspects factor, causingenvironmental pollution liability insurance in our country development road twistsand turns, struggling.In this paper, on the premise of realize the importance of ecological civilizationconstruction, environmental pollution liability insurance in the present researchsituation and problems, combining with the actual situation of henan province to theenvironmental pollution liability insurance pilot work of the situation analysis, usingsustainable development theory, market failure theory and public resources forenvironmental pollution liability insurance pilot work in henan province as thesupporting of the theory in the process of implementation and provide effectiveguidance for it.The author found in the study, although in March2011in henan province hasbeen granted as policies and regulations on environmental protection department ofenvironmental pollution liability insurance in2011one of the part of the pilot areas,but the pilot work slowly, less effective for three years.Under the comparison andrevelation of other pilot provinces, the pilot work of environmental pollution liabilityinsurance in henan province, the author of this paper all kinds of problems anddifficulties one by one, to analyze its causes, in specific pilot experience in the work of environmental pollution liability insurance in the theory of perfect providesabundant first-hand data.And finally put forward to solve the problem ofenvironmental pollution liability insurance in henan province pilot work method andthe suggestion, hope can research results on the basis of problem solving, perfect thesystem of environmental pollution liability insurance in our country and relatedpolicies, encourage enterprises to risks, dispersed the enterprise the management risk,help them quickly returned to normal production, to strengthen the environmentalrisk of the enterprise management has important significance.In addition, the authoralso hopes to further research on the basis of better supervision and guidance to theenterprises adhere to the resource conservation and environmental protection basicnational policy, promote the construction of China’s socialist ecological civilizationto a new era.