Rural Land Financing Mode Innovation Research In Our Country

The theme of this paper is the innovation of financing model of rural land in china. With the accelerated process of urbanization and rural social and economic development level, financial structure imbalance in rural areas, the shortage of capital supply problems become the main factor restricting rural development, outstanding performance which is as farmers mainly property of rural land can not enter the capital market financing, rural land market and capital market and lack of connection channel, in this background author to the innovation of land financing pattern in rural areas as the breakthrough point, exploring the development path of rural land finance. This paper studies on the main line of the innovation of land financing pattern of rural, based on the analysis of the causes of rural land finance and contradiction, by learning from the mode of land financing at home and abroad the successful operation experience, constructs the mode choice of rural land finance in accordance with the status quo of China’s evaluation system, puts forward the basic ideas, financing mode innovation land in rural areas is the basic principles and concrete scheme. This paper consists of five chapters, the specific contents are as follows:The first chapter mainly reviews on rural land financing related theory, and some of the core concept of the definition. The second chapter through field research and data collection on the rural land financing and contradictions in the analysis, the main obstacle for Chinese rural land financing is an important conclusion that institutional constraints, the land system and rural financial system is largely caused by the current situation of Chinese rural land financing come to a standstill. The third chapter comparative evaluation of the land financing pattern of several widely used at home and abroad, that the government support, legal system is the basic condition for developing the rural land financing, perfect capital market is the sustainable development of rural land financing guarantee. And a design model of rural land project financing evaluation system. The fourth chapter puts forward the innovation of rural land financing pattern including the organizational innovation, system innovation and product innovation. Defines the government, regular finance, non formal finance in the role of rural land finance, build "policy finance and cooperative finance and commercial finance" financial platform, puts forward new rural land financing pattern of land income mortgage securitization (LMS). The fifth chapter is the conclusion and expectation, based on the analysis above, we can come to the following conclusions:rural land financing pattern innovation to improve the rural financial system, the important significance of development of the rural economy; development of the land finance in rural areas and China’s land system and financial system reform is closely related to the innovation of rural land; financing mode should accord with the situation of our country system and reality.