Research On Supply Chain Financial Credit Risk Assessment Of Xiaoxiang Paper

Abstract:In the past few years, supply chain equity trading has become a new way of financing, which effectively solved the financial dilemma of the medium and small enterprises. And it changed the traditional single credit facility mode. According to characteristics of industrial chain and the details of commodity trading, regarding the core enterprises as financial supporters, the supply chain financing service specially credits the medium and small enterprises, thus effectively transfers the risks. With the increase of supply chain financing service and the growth of market, how to evaluate the credit risk during the financing process has become the focus of the banks’ credit service. Therefore, it has a great meaning to perfect the credit risk system of supply chain financing.The article has, firstly, introduced the theoretical principles of supply chain finance, as well as the present situation of supply chain finance and credit risk measurement home and abroad, and then it gets down to business-further expatiating on the supply chain financial services of Xiaoxiang Forest&Paper. Then, identify supply chain finance credit risk of Xiaoxiang Forest&Paper, and build the SME credit risk evaluate index system, evaluated with grey analytic hierarchy process and logistic model. So the validity of supply chain finance could be discussed quantificationally, impersonalitily and sciencely. Finally, the researcher provides some suggestions on perfecting supply chain financing risk administration based on Empirical Analysis.