The Research On Logistics Financial Model Selection For Small And Medium Construction Enterprises

The construction industry is the pillar industry of our country, and as a labor-intensive and capital-intensive industry, it played an important role in the process of promoting China’s economic development and overcoming the economic crisis. In recent years, China’s construction enterprises also showing a growing situation, especially small and medium construction enterprises increased rapidly which has injected new vitality into the economic development of China’s construction. But in the process of small and medium enterprise development, we also noticed that they faced financing difficulties the same dilemma as other SME facing. At the same time, the current construction phase has entered into the stage with low-profit, so financing difficulties have become a key obstacle to seriously restrict their development. Therefore, coupled with small and medium construction enterprises of the high proportion of their current assets, materials management difficulties and other characteristics, the article introduced the new logistics financial management to try to solve the financing problems of small and medium construction enterprises.Firstly, combined with current research and development of logistics finance, the article made a feasibility analysis on solving the problem through the logistics finance. After that, this paper introduced some models on the market, for example logistics companies advance payment, Bank advances and logistics facilities, etc. and these modes are introduced and analyzed. In addition, logistics is essentially a financial asset and credit loans. According to the source material and the logistics characteristics of small and medium construction enterprises, the article use three dimensions to define the nature of the material resources of small and medium construction enterprises. In the end, in different situation of each dimension of resources under control, this paper take some research on how to select and choose which logistics financial business model.Through demonstration, we have seen a few things to note:First, the construction of small and medium enterprises should consider the means and methods of internal resources, systems integration, followed by the construction of small and medium enterprises to tap their own resources advantages, give full play to the initiative and enthusiasm, and actively with the owners of units, logistics contact companies and financial institutions, targeted choices and fight for them to carry out the logistics of financial services; Finally, small construction companies are trying innovative financial aspects to consider full advantage of the special status of the construction industry and the unit owners, for the owners logistics and finance units into the inside of the body, even if they cannot fully play its role, but even play a role in security, the construction of small and medium enterprises also benefit a lot.