A Study On RT Financial Leasing Risk Management

Since the birth of financial leasing，various industries around the world take advantagesof it, because of its Integrating margin content. The United States, South Korea, Japan,Canada and Western Europe and other countries have carried out the financing leasebusiness. Financial leasing connects finance with trade close together, not only solvefinancial difficulties of enterprises, but also open the market for manufacturing. Indirectly,it drives the development of the industry, and expands the vision of the finance industry.Financing leasing has become an important way of resource allocation in many countries, ispaid attention to by the people day by day, is playing an increasingly important role ineconomic development.In our country, financial leasing is not emerging industry, As early as1981ChinaEastern financing lease co., LTD., is China’s first financial leasing company, but due to thebusiness operation is not standard, not complete risk control system, relevant law is notsound, the lack of strict supervision and other reasons, led to the enterprise financialdeteriorating, have been closed for the phenomenon, but its development is not smooth.Eventually, it gets a rapid development with the demand of the market, the government’sencouragement, the aid of regional advantages. Nowadays, financing lease in Tianjin,Beijing, Shanghai, and other regions gets rapid development momentum. Financing leasehas become a powerful means to broaden the financing channels of industry enterprise,updated technology products and promote product sales.The development of China’s financial leasing industry told us, due to multiple reasonssuch as trade environment and trade relations of uncertainty will bring the financing leasebusiness interests of the risk of loss, so the risk prevention is the top priority in the processof financing lease company business development. Due to the complexity of integratingfinancing, financing, financing lease its range, involved in the changes to the environment,policy has the sensitivity, so how to identify, prevent and control risk has become thefinancing lease financing lease business enterprise attention, constant attention.RT financial leasing company is the second large financial leasing companies ofregistered capital in Tianjin region. It ccupies the leading position in the domestic financialleasing industry, itself has a unique response to the risk of system and the system. Since itwas founded in2007, its business gradually develops and the company expands,accumulated rich experience in preventing the risks of financial leasing. But at the sametime, with the changing of social environment and the economy, the complexity anddiversity of financial leasing business trading, it still inevitably encounter some risks in theprocess of operation. Therefore, explore how to prevent, monitor and remediate financial leasing is the key problem to financial leasing, and also is the guarantee of RT financialleasing company long-term stable development.This paper based on six aspects to analysis the financial leasing risks and RT financialleasing company risks. The first part is an overview of the background, significance,research status at home and abroad. The second part is aimed at a theoretical overview offinancial leasing and its risk. The third part is the RT financial leasing company’s basicsituation and business. The fourth part is the RT financial leasing company’s present risksituation and existing problems in detail. The fifth part for RT financial leasing company’sexisting risks of the proposed solution; The sixth part is conclusion.This article stands in the lessor of RT financial leasing company, analysis its financialleasing risk management system. Hope that through this article research would provide thebeneficial reference for RT financial leasing business risk management.