The Study Of Green Credit Of Commercial Bank Matching Mechanism Issue

With the concept of sustainable development win support among the people, the conceptof green finance emerge as the times require. Green finance refers to the harmoniousdevelopment of human and nature, economy, tilted to the environmental protection industry andgreen economy in the policy, the public opinion guidance Economic concepts. Specific to thebanking industry, the development of environmental protection project to guide enterprisesthrough credit manner, is the green credit. The primary task of green credit, is to seek the crossfield between the investment banking, commercial projects and environmental protection, tomake them promote each other, mutual benefit and win-win. How to realize mutual matchingfunds and projects, forming a two-way matching theory of economics. Between banks andenterprises, research funds and the project stable bilateral green credit matching mechanism,has a certain theoretical and practical significance.This article from the basic concept of green credit, reviews the progress of researches ongreen credit at home and abroad, including the basic connotation of green credit and relatedpolicies, through the analysis of green credit and sustainable development, internal connectionand security investment security and development and the adjustment of national model and thebanks to improve their performance, this paper discusses the conditions, development greencredit business and the main demand. The two-sided matching theory and its bilateral many toone model are introduced, to establish a bilateral matching model between bank and enterprise,find the banks, enterprises and environmental protection three square matching maximumefficiency is obtained by the Shapley value of cooperation, at the same time, through therelationship between the maximum benefit and bank loans that match the value, and gives thetheory the best solution.According to the matching model is applied to Hunan province between banks andenterprises, the matching value, and then determine the final result of matching enterprises andbanks. Summarize and analyze the results, proposed the green credit matching mechanism ofpolicy recommendations, and put forward their views and experience on the green credit policy.