Internal Governance Of Listed Chinese Commercial Banks Impact On Business Performance

From the crisis of2008to2011, the European debt crisis, many Banks and otherfinancial institutions went bankrupt, the development of the global economy in a downturnphase, has not yet fully recovered from the crisis, the world economy, in order to stabilize theeconomy development, maintain the stability of the financial sector, to prevent a dominoeffect, set up a firewall, introduced in2011, the Basel III, strengthened the supervision of thebanking sector. Since then, the bank has gone into the view of corporate governance,corporate governance and internal governance of commercial Banks in China，company isstill in its infancy, but not enough research for the internal governance of commercial bank,related research theory needs to be improved. In addition, the commercial bank running effectis not very desirable, stay in technology imitation stage, needs institutional innovation.This paper takes the listed commercial Banks internal governance impact on businessperformance as the main line, the current situation of the16listed commercial Banks internalgovernance of our country and the status of the business performance are described, the listedcommercial Banks can be divided into state-owned commercial Banks, joint-stockcommercial Banks and city commercial bank, the bank’s business performance can be dividedinto profitability, safety, liquidity, respectively from the commercial bank ownership structure,the structure of the board of directors and senior management incentive mechanism of theprofitability of listed commercial Banks liquidity, security, and through analyzing threeaspects, the influence of its profitability index by using the ROE, safety index is thenon-performing loan ratio and capital adequacy ratio, liquidity index USES is loan-to-depositratio, mainly is the first big shareholder ownership, ownership concentration, board size,independent directors proportion, the three executives’ total pay, compensation of topexecutive compensation accounted, former three directors pay highest proportion relationswith Banks ROE. Draws the following conclusions: the proportion of the first largestshareholder and top ten shareholders shareholding commercial Banks operating performanceand no significant relationship between degree of ownership.