Research On The Financing Problem Of The Small And Medium Enterprises In Heilongjiang Agriculture Reclamation Area

In recent years, heilongjiang agricultural reclamation area small andmedium-sized enterprise development rapidly, and has formed a fairly large, atpresent agricultural reclamation area more than2400small businesses in2007,home to realize the industrial sector was4.44billion yuan, sales income is15.1billion yuan,770million yuan net profits, employees76000, respectively in theindustry of the agricultural reclamation area79%,55%,82%and79.6%. Smalland medium-sized enterprises to promote agricultural reclamation area inagricultural reclamation area economic development, relieve employmentpressure, promoting the healthy development of the market economy, to speed upthe technical progress and are playing a role that cannot replace.Capital is an indispensable factor of production processes, and stablefinancing channels is an importantprecondition for the development of small andmedium enterprises.For agricultural reclamation area in economic development,and made important contributions to the further development of agriculturalreclamation area small and medium-sized enterprises are increasingly faced withthe problem of shortage of funds. For a long time, the enterprise basic is to relyon their own capital to development, borrowed capital rarely. Financing andloans difficult, difficult to guarantee has highly restricted the small andmedium-sized enterprise development, agricultural reclamation area, especiallyfor those early days of small businesses, is need urgently to be s olvedproblems.For small and medium-sized enterprises, the financing channels, notmuch, much can’t satisfy the agricultural reclamation area the financing of smalland medium enterprises needs.How to make research on the problem of financingfor the small and medium-sized enterprises in heilongjiang agriculturalreclamation area,and establish the system of the financing which is suitable forthem,is significant to the developing of the small and medium-sized enterprises inheilongjiang agricultural reclamation area.According to this, the paper deeplyanalyzes the present situation and cause the financing of small and mediumenterprises, and in the light of the small and medium-sized enterprise financingproblems, and put forward the financing difficulty relief measures.