Small And Medium-sized Enterprise Financing Path Analysis Under The Background Of On Line Finance

The development of the on line finance landmark to further integration of information technology and finance, it makes the traditional financing model of small and medium-sized enterprises face a severe test. On The Two Sessions this year, The small and medium-sized enterprises in China in the international financial market competition trapped in financing problem again. "Loans difficult" become the sustainable, healthy and stable development of the process needs to remove significant obstacles. Ease and coordination in the process of the small and medium-sized enterprise financing parties contradictory, life bring great changes to consumers at the same time, also in subtly change the way of financing of small and medium-sized enterprises. Use of the Internet financial integration of information technology and financial characteristics, face to face with small and medium-sized enterprise financing bottleneck problem, leading out of the current financing difficulties of small and medium-sized enterprises, is beneficial to the development of our country finance.Under the current Internet crack, much attention has been paid to small and medium-sized enterprise financing difficult problem of the Internet financial role in small and medium-sized enterprise financing mainly displays in three aspects:first, the rapid development of Internet finance to a certain extent, ease the contradiction of financing; Second, the Internet financial as a form of innovative financial greatly ease the small and medium-sized enterprise financing difficult problem; Third, in the P2P network model and the raise pattern emerging Internet financial financing model adopted, such as promoting the small and medium-sized enterprise financing innovation path.The article begins with a brief analysis of the current status of small and medium-sized enterprise capital source in our country, access to capital to focus on each link of contradiction. Combining Internet financial development status and recently new financing mode innovation achievements, divergent thinking, explore under the background of this out of the "small and medium-sized enterprise financing difficult problem" way out of the maze, path, explore new plan to promote the development of enterprises.