Study On Measurement Of Real Estate’s Financial Risks

In the process of economic development, resulting in real estate financial risk is inevitable, it is a special form of the performance of the economy, moderate financial risk to the economy will play a role in the development of a lubricant, will effectively stimulate economic development, however, the excessive expansion of financial risks turn into a bubble economy, once the bubble burst, the damage caused will be enormous.Real estate is one of the pillar industries of the national economy, and is the main carrier of financial risks, skyrocketing real estate market slump has great harm, would cause serious damage to the national economy, so the reason for the bubble, to take effective measures to prevent, to reduce or avoid the negative effects that can be produced when the bubble burst, real estate financial risk research is to adapt to the needs of established form of real estate financial risk is the result of many kinds of factors combined effects of financial risks generated by the real estate The reason can be found in the research process, and accordingly propose specific preventive measures.As a modern economy, the financial industry is to protect the country’s macroeconomic blood running good, in-depth understanding of real estate Formation mechanism of financial risk is significant. Specific performance is better able to control the number of commercial bank real estate loans and improving asset quality, provide the basis for the development of real estate financial risk prevention measures and early warning mechanisms; to promote the growth of investment in real estate and reasonable, to resolve the real estate bubble, as the real estate industry pave the way for the sound development; regulatory agency oversight irrational and bad real estate loans, to develop real estate financial risk early warning mechanism to help; help to avoid the risk of real estate finance, real estate finance to prevent risks to the entire financial system and even impact the real economy.In order to better understand China’s real estate financial risk, I select study on the Real Estate Finance Risk to research.By studying the formation mechanism of the risk of real estate finance, aimed at exploring the causes and preventive measures of the real estate financial risks, which not only has a certain theoretical and practical significance to prevent and defuse financial risks of real estate, but also for the entire financial industry and the national economic stability and development also has some help.