Research On Credit Risk Assessment Of Supply Chain Finance Of GD Bank

In recent years, the supply chain of GD bank financing is in rapid development, become a new profit growth point of the banking sector. But with the increase of the varieties of business and innovation, that means all kinds of risk, so that will not only restrict the business continue to develop, and even affect other bank related business development. Therefore, affect the risk of supply chain finance business evaluation and analysis is one of the problems in the current GD bank urgent attention.Based on this, in combination with research status of supply chain financing at home and abroad, this article studies how the GD bank by controlling the supply chain financing business risk to drive the bank’s credit business development, to expand the other business of the bank, at the same time, the impact of supply chain financing business risk evaluation index, in order to promote the development of the bank supply chain finance business and solve the problem of local enterprises financing.In this paper, the main content is combined with the analysis of supply chain financing mode at home and abroad and the analysis of research status quo, GD bank supply chain finance business, for example, analyses the operation system of supply chain finance business and the business status quo. At the same time, using the analytic hierarchy process (ahp), evaluation and analysis of the bank risk of supply chain finance business indicators.The innovation of this paper is through the use of analytic hierarchy process (ahp), the establishment of GD bank supply chain finance business risk assessment system, and has carried on the case study. Research shows that:first, the risk of supply chain finance business size and industry risk, finance main body qualification conditions, financing subject assets and supply chain operating conditions; Second, the main factors influencing the GD bank supply chain finance business risk for the enterprise debt paying ability level, enterprises qualitative characteristics and the characteristics of accounts receivable. At the end of the paper puts forward the corresponding GD bank credit risk evaluation model of supply chain financing business application results.