Construction And Application Of Financial Risk Evaluation Index System For Chain Supermarket Supply Chain

Supply chain finance brings opportunities to chain supermarket supply chain financing.With the continuous operation of supply chain finance in chain supermarket system,supply chain finance risks also arise,which brings challenges to the development of supply chain.As the fund providers and risk bearers in the supply chain finance of supermarket chains,Banks need to scientifically control the risks of supply chain finance.However,at present,Banks have low recognition ability and weak control ability for supermarket chain supply chain financial risk,and there is no feasible and effective risk assessment method to borrow.In addition,there is a lack of research on the financial risk of chain supermarket at present,and the existing supply chain financial risk evaluation index system may not be applicable to the chain supermarket industry.Therefore,this paper focuses on two major issues: how to identify the risks in the supermarket chain supply chain financial system and how the bank judges whether the small and medium-sized enterprises in the chain supply chain are worth financing.The financial risk of supermarket chain supply chain is analyzed comprehensively,and the risk evaluation index system is established to solve the above two problems.This has strong theoretical and practical significance for promoting the development of supermarket chain supply chain finance.First of all,through combing the relevant theory and literature research,found that the current research focus to the financial risk of the supply chain has to from and professional development,financial industry faces different supply chain environment,needs to be split degree of supply chain finance risk evaluation index system to evaluate the risk,so this paper in follow on the basis of the research hotspots in supermarket chain,supply chain finance risk as research direction.Then,through to the supermarket chain,supply chain and supply chain model of financial analysis,found that was different from other industries are: supermarket chain,supply chain finance mainly accounts receivable financing and internal financing is given priority to,the two models of supply chain need to focus on the pledge of risk control,at the same time,need from the Angle of the micro and macro supermarket chain supermarket stores and supermarket chain enterprise in the supply chain risk identification respectively.Secondly,through the comprehensive and in-depth analysis of the financial risks of supermarket chain supply chain,a three-dimension risk evaluation index system suitable for the supermarket chain industry is created.The analytic hierarchy process(AHP)is used to find out the main risk factors in the three risk dimensions: in macro and industry system risks,the weight of industry competition intensity and government support degree is relatively high.In the relation risk of supply chain,the weight of collateral realization risk and collateral price stability is relatively high.Among the enterprise risks of supply chain,the credit rating of core enterprise has the highest weight.Take yong hui supermarket supply chain finance system as an object,using questionnaires in Shanghai pudong development bank collected sample matrix data,combined with the grey evaluation method,the sample matrix quantitative processing,to paraphrase this risk evaluation index system of science evaluation,and analyzes the evaluation results,in the form of quantitative clarify to resist the ability of the financial risk of small and medium-sized enterprises in the supply chain finance has improved,and in view of the application object financing capital special supervision and other relevant risk control Suggestions.To prove that this paper supermarket chain supply chain financial risk evaluation index system can help Banks to identify and prevent supply chain financial risk.According to the conclusion on the analytic hierarchy process,the supermarket chain,supply chain finance risk index system of macro and industry system,the relationship between supply chain and supply chain risk the risk factors of three dimensional control Suggestions: Banks can through perfecting the market research,get government support to preventing risks of macro and industry system,through the perfection of the mechanism of information sharing in supply chain system,the cultivation of professional risk assessment to prevent risk of supply chain relationship,through the establishment of high credibility,improve the core enterprise's credit rating database access mechanism to control the supply chain risk.