The Empirical Research On The Evaluation Of Core Competence Of Chinese Listed Banks

Core competitiveness of commercial banks has always being discussed, with the acceleration of marketability of interest rate in recent years, frequent banking crisis, the bank core competencies is naturally a series of problems that is worth studying. In the face of increasingly severe competition, being listed become the choice of a number of commercial banks, and with the large state-owned commercial banks completing the share reform, the development of commercial banks goes into a new period of acceleration. Since the 18 th CPC National Congress, the government start to deepen the pace of financial reform. The year 2013 is called the first year of Internet financial development, in 2014, the central bank adjusted the floating range of deposit interest rate,the state council also approved the establishment of the first batch of five private Banks,during the NPC &CPPCC in 2015, the central bank governor Zhou pointed out that this year the government would launch the deposit insurance system, and completely release the limitation of the deposit rate at right time, and take the last step of the marketability.of interest rate.In this background, studying how to reasonably design evaluation system of the core competitiveness of listed banks has great importance for commercial banks to find and improve their own competitiveness.Thesis includes five parts: the first chapter is the introduction, it introduces the research background and significance of this article, makes a review the domestic and foreign related research, then briefly introduces the research method and technical route, research content and structure as well as the innovation place. The second chapter is the core competitiveness of related theoretical basis,it summarizes the related theory, the core competitiveness of listed banks and its connotation is investigated in theory, evaluation content and evaluation methods, and lays a theoretical foundation for later analysis. The third chapter is the analysis of the present condition,by comparing the nearly four years of data, it describes the development of listed banks in our country,the present situation of core competitiveness evaluation, and analyzes the disadvantages to make foundation for the next chapter of empirical research. The fourth chapter is the empirical research, by using factor analysis method to draw the core competitiveness score of listed banks, and combining the reality of our country,it analyzes the score evaluation. The fifth chapter is the relevant countermeasures and suggestions,on the basis of the related theoretical basis, the present situation description and empirical analysis,it puts forward the countermeasures and suggestions to design a scientific core competence evaluation system and improve the core competitiveness.