Rural Land Financial Model And Collaborative Innovation Research

With the continuous development of economy in our country, urban and rural economic gap is widening, dual economy institution is more and more obvious, the country lags behind that of the city is an indisputable fact. "Three rural" issue has always been the focus of the economic policies in China, but how to reasonable and efficient to solve this problem has been the experts and scholars think the difficulty.From farmland financial perspective, this article first elaborates on the concept of farmland finance, land finance and rural economic development, the relationship between the farmland financial model development situation. Through the study found that the development of the farmland financial in the implementation of the government macro policy, large capital investment in agricultural land circulation and so on, indeed, plays an active role in rural economic development. The farmland financial contains farmland financial model selection problem, so the choice of farmland financial model plays an important role in the development of rural economy.Secondly, this paper advanced countries or areas of farmland financial model is analyzed, hoping to find farmland financial models have inspired to our country. Through the study found that these advanced countries or regions have better financial model, first, because they do adjust measures to local conditions, the second is with strong local government support, moreover is because there are appropriate financial intermediaries, the last is the implementation of the securitization of farmland.Again, by analyzing the rural credit cooperatives, agricultural financing lease, rural land securitization mode of farmland financial, given their respective superiority and problems in the process of operation. And comparison on these three models are analyzed, and found that these three models is in the process of continuously improve mode level is higher and higher. Based on this consideration, I find out the elements of the three models involved in the main body, the collaborative research for their business category, expect to find the system the overall effect of the optimal solution, to achieve the effect of the system elements integration is greater than the simple addition of each factor’s own effect, namely the "1 + 1 > 2".Finally, in this paper, the farmland financial model problems and solutions are analyzed, and thinks that there are several main difficulties: the rural financial institutions lack of adequate financial resources; There is a deviation capital operation and management; The rural financial organization form of ectopic; Absence of securitization of farmland. Reasonable solution to: give play to the role of the government, combination of government and the market means; To speed up the land circulation, realize scale management, fund for agricultural development; Integration of the existing rural financial institutions, perfect the current system of rural cooperative finance.